PayU

PayU

Global Emerging Markets

VS

dLocal

Emerging Markets

dLocal
Fees from
2-3% (varies by country) vs 3-7% all-inclusive
Features

1 shared

1 unique to PayU · 1 unique to dLocal
Regions

3 shared

1 unique to PayU · 1 unique to dLocal
Pay methods

7 shared

8 unique to PayU · 3 unique to dLocal

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Show full specs
3 features · 18 payment methods · 5 regions. We don't rank these — they're here for reference.
PayU PayU
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2-3% (varies by country)
3-7% all-inclusive
Settlement
Time to receive funds
2 business days
2–7 business days
Founded
2002
2016
Headquarters
Hoofddorp, Netherlands
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
PayU leads (15 vs 10)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Boleto
✓
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet
✓
✓
Google Pay Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix
✓
✓
Pse Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East
✓
✓

PayU is best when you...

Global Emerging Markets
Need Startup Friendly
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View PayU

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PayU
Want coverage in Latin America
PayU doesn't cover this region
View dLocal

Frequently Asked Questions

What is the difference between PayU and dLocal?
They share 7 payment methods and 3 regions. PayU adds Apple Pay, BLIK, Buy Now Pay Later and 5 more that dLocal does not list; dLocal adds Cash, OXXO, PSE that PayU does not list; PayU also covers Europe; dLocal also covers Latin America.
Which is cheaper, PayU or dLocal?
PayU has published rates from 2-3% (varies by country); dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU and dLocal?
PayU lists 4 regions and 15 payment methods; dLocal lists 4 and 10. both cover Africa, Asia, Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU settles in 2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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