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PayU

PayU

Global Emerging Markets

VS

PayPal

Global e-commerce

PayPal
Fees from
2-3% (varies by country) vs 2.9% + $0.30 + split fees
Features

1 shared

1 unique to PayU · 4 unique to PayPal
Regions

4 shared

3 unique to PayPal
Pay methods

8 shared

7 unique to PayU · 11 unique to PayPal

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6 features · 26 payment methods · 7 regions. We don't rank these — they're here for reference.
PayU PayU
PayPal PayPal
Quick Facts
Fees
Standard transaction rate
2-3% (varies by country)
2.9% + $0.30 + split fees
Settlement
Time to receive funds
2 business days
3–5 business days
Founded
2002
1998
Headquarters
Hoofddorp, Netherlands
San Jose, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
PayPal leads (19 vs 15)
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik
✓
✓
Bnpl
✓
✓
Boleto Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Discover Unique
—
✓
Eps Unique
—
✓
Giropay Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
✓
—
Przelewy24 Unique
—
✓
Sofort Unique
—
✓
Trustly Unique
—
✓
Upi Unique
✓
—
Venmo Unique
—
✓
Visa
✓
✓
Regions
PayPal leads (7 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓

PayU is best when you...

Global Emerging Markets
Need Startup Friendly
Not available with PayPal
View PayU

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with PayU
Need Enterprise
Not available with PayU
Want coverage in Latin America, North America, Oceania
PayU doesn't cover these regions
View PayPal

Frequently Asked Questions

What is the difference between PayU and PayPal?
They share 8 payment methods and 4 regions. PayU adds Boleto, Credit Card, Digital Wallet and 4 more that PayPal does not list; PayPal adds Bancontact, Crypto, Discover and 8 more that PayU does not list; PayPal also covers Latin America, North America and 1 more; only PayU offers Startup Friendly.
Which is cheaper, PayU or PayPal?
PayU has published rates from 2-3% (varies by country); PayPal has published rates from 2.9% + $0.30 + split fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU and PayPal?
PayU lists 4 regions and 15 payment methods; PayPal lists 7 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU and PayPal compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU settles in 2 business days, PayPal in 3–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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