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PayXL

PayXL

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
Custom vs 2-3%
Features

2 shared

6 unique to PayXL · 1 unique to AsiaPay
Regions

2 shared

7 unique to PayXL · 1 unique to AsiaPay
Pay methods

4 shared

21 unique to PayXL · 22 unique to AsiaPay

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Show full specs
9 features · 47 payment methods · 10 regions. We don't rank these — they're here for reference.
PayXL PayXL
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
Custom
2-3%
Settlement
Time to receive funds
Same day
2–5 business days
Founded
—
2000
Headquarters
Canada
Hong Kong
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PayXL leads (8 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Terminal Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 25)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bitcoin Unique
✓
—
Bnpl
✓
✓
Chaps Unique
✓
—
Crypto
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Ethereum Unique
✓
—
Faster Payments
✓
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Installments Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
—
✓
Paynow Unique
—
✓
Promptpay Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
✓
—
Rupay Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
—
✓
Upi Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Xrp Unique
✓
—
Regions
PayXL leads (9 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
—
✓
South America Unique
✓
—
Southeast Asia
✓
✓

PayXL is best when you...

Need High Risk Accepted
Not available with AsiaPay
Need Instant Payout
Not available with AsiaPay
Want coverage in Africa, Europe, Global, Latin America, Middle East, North America, South America
AsiaPay doesn't cover these regions
View PayXL

AsiaPay is best when you...

Pan-Asian payments
Need Enterprise
Not available with PayXL
Want coverage in Oceania
PayXL doesn't cover this region
View AsiaPay

Frequently Asked Questions

What is the difference between PayXL and AsiaPay?
They share 4 payment methods and 2 regions. PayXL adds ACH, Affirm, Afterpay and 18 more that AsiaPay does not list; AsiaPay adds Alipay, Amex, Apple Pay and 19 more that PayXL does not list; PayXL also covers Africa, Europe and 5 more; AsiaPay also covers Oceania.
Which is cheaper, PayXL or AsiaPay?
PayXL has custom pricing quoted on engagement; AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayXL and AsiaPay?
PayXL lists 9 regions and 25 payment methods; AsiaPay lists 3 and 26. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayXL and AsiaPay compare on integration and settlement?
AsiaPay offers a sandbox, PayXL does not list one; AsiaPay supports webhooks; PayXL settles in Same day, AsiaPay in 2–5 business days.

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