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PayXL

PayXL

VS

Paygatex

Paygatex
Fees from
Custom vs 0.2%–1%
Features

7 shared

1 unique to PayXL · 2 unique to Paygatex
Regions

7 shared

2 unique to PayXL · 1 unique to Paygatex
Pay methods

10 shared

15 unique to PayXL · 8 unique to Paygatex

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10 features · 33 payment methods · 10 regions. We don't rank these — they're here for reference.
PayXL PayXL
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
Custom
0.2%–1%
Settlement
Time to receive funds
Same day
Same day
Founded
—
2023
Headquarters
Canada
Saint Kitts and Nevis
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paygatex leads (9 vs 8)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency
✓
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Terminal Unique
✓
—
Payment Methods
PayXL leads (25 vs 18)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Arbitrum Unique
—
✓
Bank Transfer Unique
✓
—
Bitcoin
✓
✓
Bnb Unique
—
✓
Bnpl Unique
✓
—
Chaps Unique
✓
—
Crypto
✓
✓
Dogecoin Unique
—
✓
Ethereum
✓
✓
Faster Payments Unique
✓
—
Installments Unique
✓
—
Invoice Unique
—
✓
Klarna Unique
✓
—
Lightning Network
✓
✓
Litecoin
✓
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Real Time Payments Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Solana
✓
✓
Stablecoin
✓
✓
Swift Unique
✓
—
Tron Unique
—
✓
Usdc
✓
✓
Usdt
✓
✓
Virtual Account Unique
✓
—
Wire Transfer Unique
✓
—
Xrp
✓
✓
Regions
PayXL leads (9 vs 8)
Africa
✓
✓
Asia
✓
✓
Europe Unique
✓
—
Global
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
—
✓
South America
✓
✓
Southeast Asia
✓
✓

PayXL is best when you...

Need Virtual Terminal
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View PayXL

Paygatex is best when you...

Need Marketplace Support
Not available with PayXL
Need Recurring Billing
Not available with PayXL
Want coverage in Oceania
PayXL doesn't cover this region
View Paygatex

Frequently Asked Questions

What is the difference between PayXL and Paygatex?
They share 10 payment methods and 7 regions. PayXL adds ACH, Affirm, Afterpay and 12 more that Paygatex does not list; Paygatex adds Arbitrum, BNB, Dogecoin and 5 more that PayXL does not list; PayXL also covers Europe, North America; Paygatex also covers Oceania.
Which is cheaper, PayXL or Paygatex?
PayXL has custom pricing quoted on engagement; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayXL and Paygatex?
PayXL lists 9 regions and 25 payment methods; Paygatex lists 8 and 18. both cover Africa, Asia, Global and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayXL and Paygatex compare on integration and settlement?
Paygatex offers a sandbox, PayXL does not list one; Paygatex supports webhooks; PayXL settles in Same day, Paygatex in Same day.

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