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PayXpert

PayXpert

Enterprise White-Label Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

2 unique to PayXpert · 4 unique to A-Pay
Regions

2 shared

1 unique to PayXpert · 4 unique to A-Pay
Pay methods

7 shared

3 unique to PayXpert · 12 unique to A-Pay

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Show full specs
7 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
PayXpert PayXpert
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2009
2021
Headquarters
Paris, France
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa Unique
—
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

PayXpert is best when you...

Enterprise White-Label Payments
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View PayXpert

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PayXpert
Need High Risk Accepted
Not available with PayXpert
Want coverage in Africa, Latin America, Middle East, Southeast Asia
PayXpert doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PayXpert and A-Pay?
They share 7 payment methods and 2 regions. PayXpert adds Debit Card, Direct Debit, Samsung Pay that A-Pay does not list; A-Pay adds ACH, Amex, Crypto and 9 more that PayXpert does not list; PayXpert also covers North America; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, PayXpert or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use PayXpert and A-Pay?
PayXpert lists 3 regions and 10 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayXpert and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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