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Payza

Payza

Global Online Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.5% + $0.25 per transaction vs Custom
Features

1 shared

4 unique to A-Pay
Regions

2 shared

1 unique to Payza · 4 unique to A-Pay
Pay methods

2 shared

3 unique to Payza · 17 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 14 more than Payza. Verify directly with each provider before signing.

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Show full specs
5 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Payza Payza
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.5% + $0.25 per transaction
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2004
2021
Headquarters
Montreal, Canada
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support
✓
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bitcoin Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Payza is best when you...

Global Online Payments
Want coverage in North America
A-Pay doesn't cover this region
View Payza

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need High Risk Accepted
Not available with Payza
Need Instant Sandbox
Not available with Payza
Want coverage in Africa, Latin America, Middle East, Southeast Asia
Payza doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Payza and A-Pay?
They share 2 payment methods and 2 regions. Payza adds Bitcoin, Debit Card, Prepaid Card that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Payza does not list; Payza also covers North America; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, Payza or A-Pay?
Payza has published rates from 2.5% + $0.25 per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payza and A-Pay?
Payza lists 3 regions and 5 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payza and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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