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Peach Payments

Peach Payments

African e-commerce

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.85% + R0.99 vs Custom
Features

2 shared

3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

3 unique to Peach Payments · 16 unique to A-Pay

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Peach Payments Peach Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.85% + R0.99
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2012
2021
Headquarters
Cape Town, South Africa
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Direct Debit Unique
✓
—
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Peach Payments is best when you...

African e-commerce
View Peach Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Peach Payments
Need High Risk Accepted
Not available with Peach Payments
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
Peach Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Peach Payments and A-Pay?
They share 3 payment methods and 1 region. Peach Payments adds Buy Now Pay Later, Direct Debit, EFT that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Peach Payments does not list; A-Pay also covers Asia, Europe and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Peach Payments or A-Pay?
Peach Payments has published rates from 2.85% + R0.99; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Peach Payments and A-Pay?
Peach Payments lists 1 region and 6 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Peach Payments and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Peach Payments settles in 2–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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