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Perk

Perk

Medium and large companies, especially multi-entity global businesses, that want corporate cards, expense management and business travel in one place. It is not a tool for accepting customer payments.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
Spend only: Premium from $9/user/month, Pro from $11/user/month; Travel+Spend: from $6-8 (Premium/Pro) per active user/month plus 3% per booking; Travel only: Starter $0 + 5% per booking, Premium $99/month + 3%, Pro $299/month + 3% (USD, per perk.com/pricing) vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

0 shared

5 unique to Perk · 4 unique to Narvi
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 9 payment methods · 0 regions. We don't rank these — they're here for reference.
Perk Perk
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
Spend only: Premium from $9/user/month, Pro from $11/user/month; Travel+Spend: from $6-8 (Premium/Pro) per active user/month plus 3% per booking; Travel only: Starter $0 + 5% per booking, Premium $99/month + 3%, Pro $299/month + 3% (USD, per perk.com/pricing)
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Perk leads (5 vs 4)
Amex Unique
✓
—
Bitcoin Unique
—
✓
Corporate Card Unique
✓
—
Mastercard Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
✓
—
Regions

Perk is best when you...

Medium and large companies, especially multi-entity global businesses, that want corporate cards, expense management and business travel in one place. It is not a tool for accepting customer payments.
View Perk

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Perk and Narvi?
They share 0 payment methods and 0 regions. Perk adds Amex, Corporate Card, Mastercard and 2 more that Narvi does not list; Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Perk does not list.
Which is cheaper, Perk or Narvi?
Perk has published rates from Spend only: Premium from $9/user/month, Pro from $11/user/month; Travel+Spend: from $6-8 (Premium/Pro) per active user/month plus 3% per booking; Travel only: Starter $0 + 5% per booking, Premium $99/month + 3%, Pro $299/month + 3% (USD, per perk.com/pricing); Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Perk and Narvi?
Perk lists 0 regions and 5 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Perk and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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