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Pesapal

Pesapal

East African Payments

VS

CM.com

Conversational Commerce Payments

CM.com
Fees from
1.5%-3.5% per transaction vs Per-transaction
Features

0 shared

1 unique to Pesapal · 1 unique to CM.com
Regions

0 shared

1 unique to Pesapal · 1 unique to CM.com
Pay methods

3 shared

6 unique to Pesapal · 6 unique to CM.com
On payment methods

Both support 9 payment methods. Verify directly with each provider before signing.

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Show full specs
2 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
Pesapal Pesapal
CM.com CM.com
Quick Facts
Fees
Standard transaction rate
1.5%-3.5% per transaction
Per-transaction
Settlement
Time to receive funds
Next business day
—
Founded
2009
1999
Headquarters
Nairobi, Kenya
Breda, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Visa
✓
✓
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Pesapal is best when you...

East African Payments
Need Startup Friendly
Not available with CM.com
Want coverage in Africa
CM.com doesn't cover this region
View Pesapal

CM.com is best when you...

Conversational Commerce Payments
Need Enterprise
Not available with Pesapal
Want coverage in Europe
Pesapal doesn't cover this region
View CM.com

Frequently Asked Questions

What is the difference between Pesapal and CM.com?
They share 3 payment methods and 0 regions. Pesapal adds Bank Transfer, Credit Card, Debit Card and 3 more that CM.com does not list; CM.com adds Amex, Apple Pay, iDEAL and 3 more that Pesapal does not list; Pesapal also covers Africa; CM.com also covers Europe.
Which is cheaper, Pesapal or CM.com?
Pesapal has published rates from 1.5%-3.5% per transaction; CM.com has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pesapal and CM.com?
Pesapal lists 1 region and 9 payment methods; CM.com lists 1 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pesapal and CM.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Pesapal publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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