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PhotonPay

Businesses in travel, B2B trade, eCommerce, digital ads and payroll that want to accept, hold, convert and pay out both fiat and stablecoins, and platforms that want to embed these features through an API.

VS
Verified

PAYSTRAX

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

PAYSTRAX
Fees from
— vs —
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

0 shared

7 unique to PAYSTRAX
On payment methods

PAYSTRAX supports 7 payment methods, 7 more than PhotonPay. Verify directly with each provider before signing.

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5 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
PhotonPay
PAYSTRAX PAYSTRAX
Quick Facts
Fees
Standard transaction rate
—
—
Settlement
Time to receive funds
—
2–3 business days
Founded
—
2018
Headquarters
—
St Julian's, Malta
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
PAYSTRAX leads (7 vs 0)
Apple Pay Unique
—
✓
Click To Pay Unique
—
✓
Credit Card Unique
—
✓
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Pos Unique
—
✓
Visa Unique
—
✓
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
—
✓
Global Unique
—
✓

PhotonPay is best when you...

Businesses in travel, B2B trade, eCommerce, digital ads and payroll that want to accept, hold, convert and pay out both fiat and stablecoins, and platforms that want to embed these features through an API.
View PhotonPay

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with PhotonPay
Need High Risk Accepted
Not available with PhotonPay
Want coverage in Europe, Global
PhotonPay doesn't cover these regions
View PAYSTRAX

Frequently Asked Questions

What is the difference between PhotonPay and PAYSTRAX?
They share 0 payment methods and 0 regions. PAYSTRAX adds Apple Pay, Click to Pay, Credit Card and 4 more that PhotonPay does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PhotonPay or PAYSTRAX?
PhotonPay has no published rate; PAYSTRAX has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PhotonPay and PAYSTRAX?
PhotonPay lists 0 regions and 0 payment methods; PAYSTRAX lists 2 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PhotonPay and PAYSTRAX compare on integration and settlement?
PAYSTRAX publishes a settlement time of 2–3 business days.

Are you PhotonPay or PAYSTRAX?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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