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PicPay

PicPay

Brazilian Social Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Merchant fees from 1.99% vs Custom
Features

1 shared

2 unique to PicPay · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

4 unique to PicPay · 16 unique to A-Pay
On settlement

PicPay settles in 1–2 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
PicPay PicPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Merchant fees from 1.99%
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2012
2021
Headquarters
São Paulo, Brazil
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (18 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

PicPay is best when you...

Brazilian Social Payments
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View PicPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PicPay
Need High Risk Accepted
Not available with PicPay
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
PicPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PicPay and A-Pay?
PicPay is best for Brazilian Social Payments, while A-Pay is best for Global Multi-Currency Payment Gateway. PicPay charges Merchant fees from 1.99% and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, PicPay or A-Pay?
PicPay charges Merchant fees from 1.99% while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both PicPay and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PicPay and A-Pay can complement each other.
How do PicPay and A-Pay differ in their focus?
PicPay is focused on Brazilian Social Payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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