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PicPay

PicPay

Brazilian Social Payments

VS

OVO

Indonesian market

OVO
Fees from
Merchant fees from 1.99% vs Free for consumers
Features

3 shared

Regions

0 shared

1 unique to PicPay · 2 unique to OVO
Pay methods

3 shared

4 unique to PicPay
On settlement

PicPay settles in 1–2 business days; OVO settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
PicPay PicPay
OVO OVO
Quick Facts
Fees
Standard transaction rate
Merchant fees from 1.99%
Free for consumers
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2012
2017
Headquarters
São Paulo, Brazil
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Low Fees
✓
✓
Startup Friendly
✓
✓
Payment Methods
PicPay leads (7 vs 3)
Bank Transfer
✓
✓
Boleto Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mobile Wallet
✓
✓
Pix Unique
✓
—
Qr Code
✓
✓
Regions
OVO leads (2 vs 1)
Asia Unique
—
✓
Latin America Unique
✓
—
Southeast Asia Unique
—
✓

PicPay is best when you...

Brazilian Social Payments
Want coverage in Latin America
OVO doesn't cover this region
View PicPay

OVO is best when you...

Indonesian market
Want coverage in Asia, Southeast Asia
PicPay doesn't cover these regions
View OVO

Frequently Asked Questions

What is the difference between PicPay and OVO?
They share 3 payment methods and 0 regions. PicPay adds Boleto, Credit Card, Debit Card and 1 more that OVO does not list; PicPay also covers Latin America; OVO also covers Asia, Southeast Asia.
Which is cheaper, PicPay or OVO?
PicPay has published rates from Merchant fees from 1.99%; OVO has published rates from Free for consumers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PicPay and OVO?
PicPay lists 1 region and 7 payment methods; OVO lists 2 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PicPay and OVO compare on integration and settlement?
both offer a sandbox; both support webhooks; PicPay settles in 1–2 business days, OVO in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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