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Pin Payments

Pin Payments

Australian startups

VS

CM.com

Conversational Commerce Payments

CM.com
Fees from
1.75% + $0.30 domestic vs Per-transaction
Features

0 shared

2 unique to Pin Payments · 1 unique to CM.com
Regions

0 shared

1 unique to Pin Payments · 1 unique to CM.com
Pay methods

5 shared

3 unique to Pin Payments · 4 unique to CM.com

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Show full specs
3 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
Pin Payments Pin Payments
CM.com CM.com
Quick Facts
Fees
Standard transaction rate
1.75% + $0.30 domestic
Per-transaction
Settlement
Time to receive funds
3 business days
—
Founded
2013
1999
Headquarters
Melbourne, Australia
Breda, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Pin Payments leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
CM.com leads (9 vs 8)
Amex
✓
✓
Apple Pay
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Visa
✓
✓
Regions
Europe Unique
—
✓
Oceania Unique
✓
—

Pin Payments is best when you...

Australian startups
Need Low Fees
Not available with CM.com
Need Startup Friendly
Not available with CM.com
Want coverage in Oceania
CM.com doesn't cover this region
View Pin Payments

CM.com is best when you...

Conversational Commerce Payments
Need Enterprise
Not available with Pin Payments
Want coverage in Europe
Pin Payments doesn't cover this region
View CM.com

Frequently Asked Questions

What is the difference between Pin Payments and CM.com?
They share 5 payment methods and 0 regions. Pin Payments adds Diners Club, Discover, JCB that CM.com does not list; CM.com adds iDEAL, Klarna, PayPal and 1 more that Pin Payments does not list; Pin Payments also covers Oceania; CM.com also covers Europe.
Which is cheaper, Pin Payments or CM.com?
Pin Payments has published rates from 1.75% + $0.30 domestic; CM.com has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pin Payments and CM.com?
Pin Payments lists 1 region and 8 payment methods; CM.com lists 1 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pin Payments and CM.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Pin Payments publishes a settlement time of 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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