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Pin Payments

Pin Payments

Australian startups

VS

Conekta

Mexican E-Commerce

Conekta
Fees from
1.75% + $0.30 domestic vs Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA
Features

1 shared

1 unique to Pin Payments · 1 unique to Conekta
Regions

0 shared

1 unique to Pin Payments · 1 unique to Conekta
Pay methods

1 shared

7 unique to Pin Payments · 5 unique to Conekta
On licensing

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Show full specs
3 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Pin Payments Pin Payments
Conekta Conekta
Quick Facts
Fees
Standard transaction rate
1.75% + $0.30 domestic
Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA
Settlement
Time to receive funds
3 business days
—
Founded
2013
2012
Headquarters
Melbourne, Australia
Mexico City, Mexico
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Pin Payments leads (8 vs 6)
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
—
✓
Visa Unique
✓
—
Regions
Latin America Unique
—
✓
Oceania Unique
✓
—

Pin Payments is best when you...

Australian startups
Need Low Fees
Not available with Conekta
Want coverage in Oceania
Conekta doesn't cover this region
View Pin Payments

Conekta is best when you...

Mexican E-Commerce
Need Recurring Payments
Not available with Pin Payments
Want coverage in Latin America
Pin Payments doesn't cover this region
View Conekta

Frequently Asked Questions

What is the difference between Pin Payments and Conekta?
They share 1 payment method and 0 regions. Pin Payments adds Amex, Diners Club, Discover and 4 more that Conekta does not list; Conekta adds Bank Transfer, Buy Now Pay Later, Credit Card and 2 more that Pin Payments does not list; Pin Payments also covers Oceania; Conekta also covers Latin America.
Which is cheaper, Pin Payments or Conekta?
Pin Payments has published rates from 1.75% + $0.30 domestic; Conekta has published rates from Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pin Payments and Conekta?
Pin Payments lists 1 region and 8 payment methods; Conekta lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pin Payments and Conekta compare on integration and settlement?
both offer a sandbox; both support webhooks; Pin Payments publishes a settlement time of 3 business days.

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