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Pin Payments

Pin Payments

Australian startups

VS

Desjardins Payments

Quebec and Ontario business members of Desjardins looking for integrated card acceptance

Desjardins Payments
Fees from
1.75% + $0.30 domestic vs Custom
Features

0 shared

2 unique to Pin Payments · 1 unique to Desjardins Payments
Regions

0 shared

1 unique to Pin Payments · 1 unique to Desjardins Payments
Pay methods

6 shared

2 unique to Pin Payments · 4 unique to Desjardins Payments
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
Pin Payments Pin Payments
Desjardins Payments Desjardins Payments
Quick Facts
Fees
Standard transaction rate
1.75% + $0.30 domestic
Custom
Settlement
Time to receive funds
3 business days
—
Founded
2013
1900
Headquarters
Melbourne, Australia
Levis, Quebec, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Pin Payments leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Desjardins Payments leads (10 vs 8)
Amex
✓
✓
Apple Pay
✓
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Interac Unique
—
✓
Jcb Unique
✓
—
Mastercard
✓
✓
Visa
✓
✓
Regions
North America Unique
—
✓
Oceania Unique
✓
—

Pin Payments is best when you...

Australian startups
Need Low Fees
Not available with Desjardins Payments
Need Startup Friendly
Not available with Desjardins Payments
Want coverage in Oceania
Desjardins Payments doesn't cover this region
View Pin Payments

Desjardins Payments is best when you...

Quebec and Ontario business members of Desjardins looking for integrated card acceptance
Need Enterprise
Not available with Pin Payments
Want coverage in North America
Pin Payments doesn't cover this region
View Desjardins Payments

Frequently Asked Questions

What is the difference between Pin Payments and Desjardins Payments?
They share 6 payment methods and 0 regions. Pin Payments adds Diners Club, JCB that Desjardins Payments does not list; Desjardins Payments adds Contactless, Credit Card, Debit Card and 1 more that Pin Payments does not list; Pin Payments also covers Oceania; Desjardins Payments also covers North America.
Which is cheaper, Pin Payments or Desjardins Payments?
Pin Payments has published rates from 1.75% + $0.30 domestic; Desjardins Payments has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pin Payments and Desjardins Payments?
Pin Payments lists 1 region and 8 payment methods; Desjardins Payments lists 1 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pin Payments and Desjardins Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Pin Payments publishes a settlement time of 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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