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Pin Payments

Pin Payments

Australian startups

VS

PayU Poland

Polish enterprise

PayU Poland
Fees from
1.75% + $0.30 domestic vs 2.2-2.5% + 0.30 PLN
Features

0 shared

2 unique to Pin Payments · 1 unique to PayU Poland
Regions

0 shared

1 unique to Pin Payments · 1 unique to PayU Poland
Pay methods

6 shared

2 unique to Pin Payments · 5 unique to PayU Poland
On settlement

Pin Payments settles in 3 business days; PayU Poland settles in 2–3 business days. Verify directly with each provider before signing.

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3 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Pin Payments Pin Payments
PayU Poland PayU Poland
Quick Facts
Fees
Standard transaction rate
1.75% + $0.30 domestic
2.2-2.5% + 0.30 PLN
Settlement
Time to receive funds
3 business days
2–3 business days
Founded
2013
2006
Headquarters
Melbourne, Australia
Poznan, Poland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Pin Payments leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
PayU Poland leads (11 vs 8)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Google Pay Unique
✓
—
Installments Unique
—
✓
Jcb
✓
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
Europe Unique
—
✓
Oceania Unique
✓
—

Pin Payments is best when you...

Australian startups
Need Low Fees
Not available with PayU Poland
Need Startup Friendly
Not available with PayU Poland
Want coverage in Oceania
PayU Poland doesn't cover this region
View Pin Payments

PayU Poland is best when you...

Polish enterprise
Need Enterprise
Not available with Pin Payments
Want coverage in Europe
Pin Payments doesn't cover this region
View PayU Poland

Frequently Asked Questions

What is the difference between Pin Payments and PayU Poland?
They share 6 payment methods and 0 regions. Pin Payments adds Apple Pay, Google Pay that PayU Poland does not list; PayU Poland adds Bank Transfer, BLIK, Buy Now Pay Later and 2 more that Pin Payments does not list; Pin Payments also covers Oceania; PayU Poland also covers Europe.
Which is cheaper, Pin Payments or PayU Poland?
Pin Payments has published rates from 1.75% + $0.30 domestic; PayU Poland has published rates from 2.2-2.5% + 0.30 PLN. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pin Payments and PayU Poland?
Pin Payments lists 1 region and 8 payment methods; PayU Poland lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pin Payments and PayU Poland compare on integration and settlement?
both offer a sandbox; both support webhooks; Pin Payments settles in 3 business days, PayU Poland in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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