P
PinDirect
Dutch small and medium-sized businesses, such as retailers, hospitality, market traders and event organisers, that need a card terminal plus card processing, bought, leased or rented short-term.
VS
A-Pay
Global Multi-Currency Payment Gateway
Fees from
Huurprijs lange termijn — Huurprijs: v.a. €34,95 p/mnd; Plug & Play Installatie: €0,- eenmalig; Debit (domestic): v.a. €0,06 p/trx; Debit (binnen EER): v.a. 0,9% p/trx; Debit (buiten EER): v.a. 1,25% p/trx; Credit (binnen EER): v.a. 1,25% p/trx; Credit (buiten EER): v.a. 2,10% p/trx. Huurprijs korte termijn — Huurprijs een dag: €22,-; Huurprijs een week: €64,-; Huurprijs een maand: €142,-; Plug & Play Installatie: €38,- eenmalig; Debitcard (Domestic): €0,12 p/trx; Debitcard (Binnen EER): 0,9% p/trx; Debitcard (Buiten EER): 1,95% p/trx; Creditcard (Binnen EER): 1,95% p/trx; Creditcard (Buiten EER): 2,4% p/trx. *Alle bedragen zijn exclusief BTW vs Custom
Features
0 shared
5 unique to A-Pay
Regions
0 shared
6 unique to A-Pay
Pay methods
4 shared
4 unique to PinDirect · 15 unique to A-Pay
On payment methods
A-Pay supports 19 payment methods, 11 more than PinDirect. Verify directly with each provider before signing.
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Show full specs 5 features · 23 payment methods · 6 regions. We
don't rank these — they're here for reference.
Show full specs
5 features · 23 payment methods · 6 regions. We
don't rank these — they're here for reference.
PinDirect
A-PayQuick Facts
Fees
Standard transaction rate
Huurprijs lange termijn — Huurprijs: v.a. €34,95 p/mnd; Plug & Play Installatie: €0,- eenmalig; Debit (domestic): v.a. €0,06 p/trx; Debit (binnen EER): v.a. 0,9% p/trx; Debit (buiten EER): v.a. 1,25% p/trx; Credit (binnen EER): v.a. 1,25% p/trx; Credit (buiten EER): v.a. 2,10% p/trx. Huurprijs korte termijn — Huurprijs een dag: €22,-; Huurprijs een week: €64,-; Huurprijs een maand: €142,-; Plug & Play Installatie: €38,- eenmalig; Debitcard (Domestic): €0,12 p/trx; Debitcard (Binnen EER): 0,9% p/trx; Debitcard (Buiten EER): 1,95% p/trx; Creditcard (Binnen EER): 1,95% p/trx; Creditcard (Buiten EER): 2,4% p/trx. *Alle bedragen zijn exclusief BTW
Custom
Settlement
Time to receive funds
Volgende ochtend uitbetaald vóór 10:00 uur; ook uitbetalingen op zondagen en feestdagen
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features A-Pay leads (5 vs 0)
A-Pay leads (5 vs 0)Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods A-Pay leads (19 vs 8)
A-Pay leads (19 vs 8)Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions A-Pay leads (6 vs 0)
A-Pay leads (6 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓
PinDirect is best when you...
Dutch small and medium-sized businesses, such as retailers, hospitality, market traders and event organisers, that need a card terminal plus card processing, bought, leased or rented short-term.
A-Pay is best when you...
Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PinDirect
Need High Risk Accepted
Not available with PinDirect
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
PinDirect doesn't cover these regions
Frequently Asked Questions
What is the difference between PinDirect and A-Pay?
They share 4 payment methods and 0 regions. PinDirect adds Bancontact, Debit Card, Maestro and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that PinDirect does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, PinDirect or A-Pay?
PinDirect has published rates from Huurprijs lange termijn — Huurprijs: v.a. €34,95 p/mnd; Plug & Play Installatie: €0,- eenmalig; Debit (domestic): v.a. €0,06 p/trx; Debit (binnen EER): v.a. 0,9% p/trx; Debit (buiten EER): v.a. 1,25% p/trx; Credit (binnen EER): v.a. 1,25% p/trx; Credit (buiten EER): v.a. 2,10% p/trx. Huurprijs korte termijn — Huurprijs een dag: €22,-; Huurprijs een week: €64,-; Huurprijs een maand: €142,-; Plug & Play Installatie: €38,- eenmalig; Debitcard (Domestic): €0,12 p/trx; Debitcard (Binnen EER): 0,9% p/trx; Debitcard (Buiten EER): 1,95% p/trx; Creditcard (Binnen EER): 1,95% p/trx; Creditcard (Buiten EER): 2,4% p/trx. *Alle bedragen zijn exclusief BTW; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PinDirect and A-Pay?
PinDirect lists 0 regions and 8 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PinDirect and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, PinDirect does not list one; A-Pay supports webhooks; PinDirect settles in Volgende ochtend uitbetaald vóór 10:00 uur; ook uitbetalingen op zondagen en feestdagen, A-Pay in 1–2 business days.
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