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Pine Labs

Pine Labs

Indian Merchant Commerce

VS

LinkAja

Indonesian government

LinkAja
Fees from
Custom vs 0.7% - 1.5%
Features

0 shared

1 unique to Pine Labs · 1 unique to LinkAja
Regions

2 shared

Pay methods

1 shared

6 unique to Pine Labs · 1 unique to LinkAja
On settlement

Pine Labs settles in 1–2 business days; LinkAja settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Pine Labs Pine Labs
LinkAja LinkAja
Quick Facts
Fees
Standard transaction rate
Custom
0.7% - 1.5%
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
1998
2019
Headquarters
Noida, India
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
Pine Labs leads (7 vs 2)
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mobile Wallet Unique
✓
—
Pos Unique
✓
—
Qr Code
✓
✓
Upi Unique
✓
—
Regions
Asia
✓
✓
Southeast Asia
✓
✓

Pine Labs is best when you...

Indian Merchant Commerce
Need Enterprise
Not available with LinkAja
View Pine Labs

LinkAja is best when you...

Indonesian government
Need Low Fees
Not available with Pine Labs
View LinkAja

Frequently Asked Questions

What is the difference between Pine Labs and LinkAja?
They share 1 payment method and 2 regions. Pine Labs adds Contactless, Credit Card, Debit Card and 3 more that LinkAja does not list; LinkAja adds Bank Transfer that Pine Labs does not list; only Pine Labs offers Enterprise; only LinkAja offers Low Fees.
Which is cheaper, Pine Labs or LinkAja?
Pine Labs has custom pricing quoted on engagement; LinkAja has published rates from 0.7% - 1.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pine Labs and LinkAja?
Pine Labs lists 2 regions and 7 payment methods; LinkAja lists 2 and 2. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pine Labs and LinkAja compare on integration and settlement?
both offer a sandbox; both support webhooks; Pine Labs settles in 1–2 business days, LinkAja in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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