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Pivot Payments Limited

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

VS

Komoju

Japan & ASEAN E-Commerce Payments

Komoju
Fees from
Custom vs 3.25%–4.5% + 0.25 BRL
Features

0 shared

1 unique to Pivot Payments Limited · 2 unique to Komoju
Regions

0 shared

1 unique to Pivot Payments Limited · 2 unique to Komoju
Pay methods

6 shared

10 unique to Pivot Payments Limited · 21 unique to Komoju

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Show full specs
3 features · 37 payment methods · 3 regions. We don't rank these — they're here for reference.
Pivot Payments Limited Pivot Payments Limited
Komoju Komoju
Quick Facts
Fees
Standard transaction rate
Custom
3.25%–4.5% + 0.25 BRL
Settlement
Time to receive funds
Next business day
1–5 business days
Founded
2020
2016
Headquarters
Plot 19 Lumumba Avenue Rumee Building Level 3
Tokyo, Japan
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Komoju leads (2 vs 1)
Instant Payout Unique
—
✓
Mobile Payments Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Komoju leads (27 vs 16)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Blik Unique
—
✓
Bnpl Unique
—
✓
Carrier Billing Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Eps Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Giropay Unique
—
✓
Google Pay Unique
✓
—
Hipercard Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Line Pay Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Multibanco Unique
—
✓
P2p Transfer Unique
✓
—
Pix Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Ussd Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Komoju leads (2 vs 1)
Asia Unique
—
✓
Global Unique
✓
—
Southeast Asia Unique
—
✓

Pivot Payments Limited is best when you...

Businesses seeking reliable, scalable payment collections and payouts across Africa.
Need Mobile Payments
Not available with Komoju
Want coverage in Global
Komoju doesn't cover this region
View Pivot Payments Limited

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Instant Payout
Not available with Pivot Payments Limited
Need Recurring Payments
Not available with Pivot Payments Limited
Want coverage in Asia, Southeast Asia
Pivot Payments Limited doesn't cover these regions
View Komoju

Frequently Asked Questions

What is the difference between Pivot Payments Limited and Komoju?
They share 6 payment methods and 0 regions. Pivot Payments Limited adds Bill Payment, Google Pay, M-Pesa and 7 more that Komoju does not list; Komoju adds Alipay, Apple Pay, Bancontact and 18 more that Pivot Payments Limited does not list; Pivot Payments Limited also covers Global; Komoju also covers Asia, Southeast Asia.
Which is cheaper, Pivot Payments Limited or Komoju?
Pivot Payments Limited has custom pricing quoted on engagement; Komoju has published rates from 3.25%–4.5% + 0.25 BRL. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pivot Payments Limited and Komoju?
Pivot Payments Limited lists 1 region and 16 payment methods; Komoju lists 2 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pivot Payments Limited and Komoju compare on integration and settlement?
Komoju offers a sandbox, Pivot Payments Limited does not list one; Komoju supports webhooks; Pivot Payments Limited settles in Next business day, Komoju in 1–5 business days.

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