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Pivot Payments Limited

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
Custom vs Custom
Features

1 shared

9 unique to Niobi
Regions

1 shared

1 unique to Niobi
Pay methods

5 shared

11 unique to Pivot Payments Limited · 2 unique to Niobi
On fees

Pivot Payments Limited uses custom pricing, quoted on engagement. Niobi uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
10 features · 18 payment methods · 2 regions. We don't rank these — they're here for reference.
Pivot Payments Limited Pivot Payments Limited
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2020
2023
Headquarters
Plot 19 Lumumba Avenue Rumee Building Level 3
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Niobi leads (10 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments
✓
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
Pivot Payments Limited leads (16 vs 7)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Bill Payment Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eft Unique
—
✓
Google Pay Unique
✓
—
M Pesa
✓
✓
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Mobile Wallet
✓
✓
P2p Transfer Unique
✓
—
Stablecoin
✓
✓
Swift Unique
—
✓
Usdc
✓
✓
Usdt
✓
✓
Ussd Unique
✓
—
Visa Unique
✓
—
Regions
Niobi leads (2 vs 1)
Africa Unique
—
✓
Global
✓
✓

Pivot Payments Limited is best when you...

Businesses seeking reliable, scalable payment collections and payouts across Africa.
View Pivot Payments Limited

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with Pivot Payments Limited
Need Enterprise
Not available with Pivot Payments Limited
Want coverage in Africa
Pivot Payments Limited doesn't cover this region
View Niobi

Frequently Asked Questions

What is the difference between Pivot Payments Limited and Niobi?
They share 5 payment methods and 1 region. Pivot Payments Limited adds Amex, Bank Transfer, Bill Payment and 8 more that Niobi does not list; Niobi adds EFT, SWIFT that Pivot Payments Limited does not list; Niobi also covers Africa; only Niobi offers Crypto Support, Enterprise and 7 more.
Which is cheaper, Pivot Payments Limited or Niobi?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Pivot Payments Limited and Niobi?
Pivot Payments Limited lists 1 region and 16 payment methods; Niobi lists 2 and 7. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pivot Payments Limited and Niobi compare on integration and settlement?
Niobi offers a sandbox, Pivot Payments Limited does not list one; Niobi supports webhooks; Pivot Payments Limited publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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