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Pivotal Payments

Pivotal Payments

Canadian Merchant Services

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Interchange-plus pricing vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Pivotal Payments · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

3 shared

32 unique to Checkout.com
On region

Checkout.com covers 8 regions; Pivotal Payments covers 1. Verify directly with each provider before signing.

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Show full specs
5 features · 35 payment methods · 8 regions. We don't rank these — they're here for reference.
Pivotal Payments Pivotal Payments
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Interchange-plus pricing
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2003
2012
Headquarters
Canada
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Pivotal Payments is best when you...

Canadian Merchant Services
Need Startup Friendly
Not available with Checkout.com
View Pivotal Payments

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Pivotal Payments
Need Instant Payout
Not available with Pivotal Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Pivotal Payments doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Pivotal Payments and Checkout.com?
They share 3 payment methods and 1 region. Checkout.com adds ACH, Alipay, Apple Pay and 29 more that Pivotal Payments does not list; Checkout.com also covers Africa, Asia and 5 more; only Pivotal Payments offers Startup Friendly; only Checkout.com offers Enterprise, Instant Payout and 2 more.
Which is cheaper, Pivotal Payments or Checkout.com?
Pivotal Payments has published rates from Interchange-plus pricing; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pivotal Payments and Checkout.com?
Pivotal Payments lists 1 region and 3 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pivotal Payments and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Pivotal Payments does not list one; Checkout.com supports webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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