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Planet (formerly Planet Payment)

Planet (formerly Planet Payment)

Hospitality & Retail Payments

VS

PayArc

Transparent Merchant Processing

PayArc
Fees from
Custom vs Interchange-plus from 0.15%
Features

0 shared

1 unique to Planet (formerly Planet Payment) · 2 unique to PayArc
Regions

1 shared

3 unique to Planet (formerly Planet Payment)
Pay methods

3 shared

3 unique to Planet (formerly Planet Payment) · 3 unique to PayArc
On payment methods

Both support 6 payment methods. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 4 regions. We don't rank these — they're here for reference.
Planet (formerly Planet Payment) Planet (formerly Planet Payment)
PayArc PayArc
Quick Facts
Fees
Standard transaction rate
Custom
Interchange-plus from 0.15%
Settlement
Time to receive funds
—
—
Founded
2007
2016
Headquarters
United Kingdom
United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PayArc leads (2 vs 1)
Enterprise Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Ach Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
Planet (formerly Planet Payment) leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓

Planet (formerly Planet Payment) is best when you...

Hospitality & Retail Payments
Need Enterprise
Not available with PayArc
Want coverage in Asia, Europe, Middle East
PayArc doesn't cover these regions
View Planet (formerly Planet Payment)

PayArc is best when you...

Transparent Merchant Processing
Need Low Fees
Not available with Planet (formerly Planet Payment)
Need Startup Friendly
Not available with Planet (formerly Planet Payment)
View PayArc

Frequently Asked Questions

What is the difference between Planet (formerly Planet Payment) and PayArc?
They share 3 payment methods and 1 region. Planet (formerly Planet Payment) adds Bank Transfer, Credit Card, Debit Card that PayArc does not list; PayArc adds ACH, Apple Pay, Google Pay that Planet (formerly Planet Payment) does not list; Planet (formerly Planet Payment) also covers Asia, Europe and 1 more; only Planet (formerly Planet Payment) offers Enterprise.
Which is cheaper, Planet (formerly Planet Payment) or PayArc?
Planet (formerly Planet Payment) has custom pricing quoted on engagement; PayArc has published rates from Interchange-plus from 0.15%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Planet (formerly Planet Payment) and PayArc?
Planet (formerly Planet Payment) lists 4 regions and 6 payment methods; PayArc lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Planet (formerly Planet Payment) and PayArc compare on integration and settlement?
PayArc offers a sandbox, Planet (formerly Planet Payment) does not list one; PayArc supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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