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Plastiq

Plastiq

B2B Card Payments

VS

Kareo

Independent Medical Practice Billing

Kareo
Fees from
2.99%–2.85% vs Custom
Features

1 shared

1 unique to Kareo
Regions

1 shared

Pay methods

4 shared

1 unique to Plastiq · 1 unique to Kareo

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2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Plastiq Plastiq
Kareo Kareo
Quick Facts
Fees
Standard transaction rate
2.99%–2.85%
Custom
Settlement
Time to receive funds
1–7 business days
—
Founded
2012
2004
Headquarters
San Francisco, California
Irvine, California
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Kareo leads (2 vs 1)
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Ach
✓
✓
Bank Transfer Unique
✓
—
Check
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Virtual Card Unique
—
✓
Regions
North America
✓
✓

Plastiq is best when you...

B2B Card Payments
View Plastiq

Kareo is best when you...

Independent Medical Practice Billing
Need Recurring Payments
Not available with Plastiq
View Kareo

Frequently Asked Questions

What is the difference between Plastiq and Kareo?
They share 4 payment methods and 1 region. Plastiq adds Bank Transfer that Kareo does not list; Kareo adds Virtual Card that Plastiq does not list; only Kareo offers Recurring Payments.
Which is cheaper, Plastiq or Kareo?
Plastiq has published rates from 2.99%–2.85%; Kareo has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Plastiq and Kareo?
Plastiq lists 1 region and 5 payment methods; Kareo lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Plastiq and Kareo compare on integration and settlement?
both support webhooks; Plastiq publishes a settlement time of 1–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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