Plooto

Plooto

SMB AP/AR Automation

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From $25/month vs Custom
Features

2 shared

3 unique to A-Pay
Regions

0 shared

1 unique to Plooto · 6 unique to A-Pay
Pay methods

2 shared

3 unique to Plooto · 17 unique to A-Pay
On settlement

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Show full specs
5 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Plooto Plooto
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From $25/month
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2015
2021
Headquarters
Toronto, Canada
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Plooto is best when you...

SMB AP/AR Automation
Want coverage in North America
A-Pay doesn't cover this region
View Plooto

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Plooto
Need High Risk Accepted
Not available with Plooto
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Plooto doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Plooto and A-Pay?
They share 2 payment methods and 0 regions. Plooto adds Check, EFT, Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that Plooto does not list; Plooto also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Plooto or A-Pay?
Plooto has published rates from From $25/month; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Plooto and A-Pay?
Plooto lists 1 region and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Plooto and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Plooto does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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