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PostFinance

PostFinance

Swiss merchants

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.2-1.8% vs Custom
Features

1 shared

1 unique to PostFinance · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

2 unique to PostFinance · 17 unique to A-Pay

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
PostFinance PostFinance
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.2-1.8%
Custom
Settlement
Time to receive funds
2 business days
1–2 business days
Founded
1906
2021
Headquarters
Bern, Switzerland
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Payment Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with A-Pay
View PostFinance

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PostFinance
Need High Risk Accepted
Not available with PostFinance
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
PostFinance doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PostFinance and A-Pay?
They share 2 payment methods and 1 region. PostFinance adds Debit Card, Mobile Payment that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that PostFinance does not list; A-Pay also covers Africa, Asia and 3 more; only PostFinance offers Low Fees.
Which is cheaper, PostFinance or A-Pay?
PostFinance has published rates from 1.2-1.8%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PostFinance and A-Pay?
PostFinance lists 1 region and 4 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PostFinance and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PostFinance settles in 2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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