PostFinance

PostFinance

Swiss merchants

VS

Bluecode

Mobile payments

Bluecode
Fees from
1.2-1.8% vs 0.95-1.5%
Features

1 shared

1 unique to PostFinance
Regions

1 shared

1 unique to Bluecode
Pay methods

1 shared

3 unique to PostFinance · 3 unique to Bluecode
On fees

PostFinance publishes 1.2-1.8% from. Bluecode publishes 0.95-1.5% from. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
PostFinance PostFinance
Bluecode Bluecode
Quick Facts
Fees
Standard transaction rate
1.2-1.8%
0.95-1.5%
Settlement
Time to receive funds
2 business days
1–2 business days
Founded
1906
2017
Headquarters
Bern, Switzerland
Vienna, Austria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PostFinance leads (2 vs 1)
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mobile Payment
✓
✓
Nfc Unique
—
✓
Qr Code Unique
—
✓
Regions
Bluecode leads (2 vs 1)
Africa Unique
—
✓
Europe
✓
✓

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with Bluecode
View PostFinance

Bluecode is best when you...

Mobile payments
Want coverage in Africa
PostFinance doesn't cover this region
View Bluecode

Frequently Asked Questions

What is the difference between PostFinance and Bluecode?
They share 1 payment method and 1 region. PostFinance adds Bank Transfer, Credit Card, Debit Card that Bluecode does not list; Bluecode adds Contactless, NFC, QR Code that PostFinance does not list; Bluecode also covers Africa; only PostFinance offers Low Fees.
Which is cheaper, PostFinance or Bluecode?
PostFinance has published rates from 1.2-1.8%; Bluecode has published rates from 0.95-1.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PostFinance and Bluecode?
PostFinance lists 1 region and 4 payment methods; Bluecode lists 2 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PostFinance and Bluecode compare on integration and settlement?
both offer a sandbox; both support webhooks; PostFinance settles in 2 business days, Bluecode in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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