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PostFinance

PostFinance

Swiss merchants

VS

Checkout.com

Global Performance

Checkout.com
Fees from
1.2-1.8% vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

2 unique to PostFinance · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

0 shared

4 unique to PostFinance · 35 unique to Checkout.com
On licensing

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Show full specs
6 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
PostFinance PostFinance
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
1.2-1.8%
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2 business days
1–3 business days
Founded
1906
2012
Headquarters
Bern, Switzerland
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Payment Unique
✓
—
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View PostFinance

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with PostFinance
Need Instant Payout
Not available with PostFinance
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
PostFinance doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between PostFinance and Checkout.com?
They share 0 payment methods and 1 region. PostFinance adds Bank Transfer, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that PostFinance does not list; Checkout.com also covers Africa, Asia and 5 more; only PostFinance offers Low Fees, Startup Friendly.
Which is cheaper, PostFinance or Checkout.com?
PostFinance has published rates from 1.2-1.8%; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PostFinance and Checkout.com?
PostFinance lists 1 region and 4 payment methods; Checkout.com lists 8 and 35. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PostFinance and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; PostFinance settles in 2 business days, Checkout.com in 1–3 business days.

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