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PostFinance

PostFinance

Swiss merchants

VS

Paytrail

Finnish e-commerce

Paytrail
Fees from
1.2-1.8% vs From €59/month + transaction fees
Features

1 shared

1 unique to PostFinance
Regions

1 shared

Pay methods

1 shared

3 unique to PostFinance · 6 unique to Paytrail
On settlement

PostFinance settles in 2 business days; Paytrail settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
PostFinance PostFinance
Paytrail Paytrail
Quick Facts
Fees
Standard transaction rate
1.2-1.8%
From €59/month + transaction fees
Settlement
Time to receive funds
2 business days
1–2 business days
Founded
1906
2007
Headquarters
Bern, Switzerland
Helsinki, Finland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PostFinance leads (2 vs 1)
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paytrail leads (7 vs 4)
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Installments Unique
—
✓
Invoice Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment
✓
✓
Visa Unique
—
✓
Regions
Europe
✓
✓

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with Paytrail
View PostFinance

Paytrail is best when you...

Finnish e-commerce
View Paytrail

Frequently Asked Questions

What is the difference between PostFinance and Paytrail?
They share 1 payment method and 1 region. PostFinance adds Bank Transfer, Credit Card, Debit Card that Paytrail does not list; Paytrail adds Amex, Buy Now Pay Later, Installments and 3 more that PostFinance does not list; only PostFinance offers Low Fees.
Which is cheaper, PostFinance or Paytrail?
PostFinance has published rates from 1.2-1.8%; Paytrail has published rates from From €59/month + transaction fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PostFinance and Paytrail?
PostFinance lists 1 region and 4 payment methods; Paytrail lists 1 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PostFinance and Paytrail compare on integration and settlement?
both offer a sandbox; both support webhooks; PostFinance settles in 2 business days, Paytrail in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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