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Privacy.com

Privacy.com

Consumer Virtual Cards

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Free personal plan, $10/month premium vs Interchange + + $0.3
Features

0 shared

2 unique to Privacy.com · 3 unique to Adyen
Regions

1 shared

7 unique to Adyen
Pay methods

1 shared

1 unique to Privacy.com · 36 unique to Adyen
On fees

Privacy.com publishes Free personal plan, $10/month premium from. Adyen publishes Interchange + + $0.3 from. Verify directly with each provider before signing.

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5 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Privacy.com Privacy.com
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Free personal plan, $10/month premium
Interchange + + $0.3
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2014
2006
Headquarters
New York, New York
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 2)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Privacy.com is best when you...

Consumer Virtual Cards
Need Low Fees
Not available with Adyen
Need Startup Friendly
Not available with Adyen
View Privacy.com

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Privacy.com
Need Instant Payout
Not available with Privacy.com
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Privacy.com doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Privacy.com and Adyen?
They share 1 payment method and 1 region. Privacy.com adds Virtual Card that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 33 more that Privacy.com does not list; Adyen also covers Africa, Asia and 5 more; only Privacy.com offers Low Fees, Startup Friendly.
Which is cheaper, Privacy.com or Adyen?
Privacy.com has published rates from Free personal plan, $10/month premium; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Privacy.com and Adyen?
Privacy.com lists 1 region and 2 payment methods; Adyen lists 8 and 37. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Privacy.com and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Privacy.com settles in 1–2 business days, Adyen in 1–3 business days.

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