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Privacy.com

Privacy.com

Consumer Virtual Cards

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Free personal plan, $10/month premium vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

2 unique to Privacy.com · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

0 shared

2 unique to Privacy.com · 35 unique to Checkout.com
On region

Checkout.com covers 8 regions; Privacy.com covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Privacy.com Privacy.com
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Free personal plan, $10/month premium
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2014
2012
Headquarters
New York, New York
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Privacy.com is best when you...

Consumer Virtual Cards
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Privacy.com

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Privacy.com
Need Instant Payout
Not available with Privacy.com
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Privacy.com doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Privacy.com and Checkout.com?
They share 0 payment methods and 1 region. Privacy.com adds Debit Card, Virtual Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that Privacy.com does not list; Checkout.com also covers Africa, Asia and 5 more; only Privacy.com offers Low Fees, Startup Friendly.
Which is cheaper, Privacy.com or Checkout.com?
Privacy.com has published rates from Free personal plan, $10/month premium; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Privacy.com and Checkout.com?
Privacy.com lists 1 region and 2 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Privacy.com and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Privacy.com settles in 1–2 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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