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ProcessOut

ProcessOut

Payment Orchestration & Analytics

VS

PayJunction

Paperless Payments

PayJunction
Fees from
Custom vs Interchange + 1.49% + $0.15
Features

0 shared

1 unique to ProcessOut · 1 unique to PayJunction
Regions

1 shared

1 unique to ProcessOut
Pay methods

2 shared

4 unique to ProcessOut · 2 unique to PayJunction
On settlement

ProcessOut settles in Varies by processor; PayJunction settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
ProcessOut ProcessOut
PayJunction PayJunction
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1.49% + $0.15
Settlement
Time to receive funds
Varies by processor
1–2 business days
Founded
2015
2000
Headquarters
San Francisco, California
Santa Barbara, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
ProcessOut leads (6 vs 4)
Ach Unique
—
✓
Apple Pay Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Regions
ProcessOut leads (2 vs 1)
Europe Unique
✓
—
North America
✓
✓

ProcessOut is best when you...

Payment Orchestration & Analytics
Need Enterprise
Not available with PayJunction
Want coverage in Europe
PayJunction doesn't cover this region
View ProcessOut

PayJunction is best when you...

Paperless Payments
Need Low Fees
Not available with ProcessOut
View PayJunction

Frequently Asked Questions

What is the difference between ProcessOut and PayJunction?
They share 2 payment methods and 1 region. ProcessOut adds Apple Pay, Google Pay, PayPal and 1 more that PayJunction does not list; PayJunction adds ACH, Contactless that ProcessOut does not list; ProcessOut also covers Europe; only ProcessOut offers Enterprise.
Which is cheaper, ProcessOut or PayJunction?
ProcessOut has custom pricing quoted on engagement; PayJunction has published rates from Interchange + 1.49% + $0.15. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ProcessOut and PayJunction?
ProcessOut lists 2 regions and 6 payment methods; PayJunction lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ProcessOut and PayJunction compare on integration and settlement?
both offer a sandbox; both support webhooks; ProcessOut settles in Varies by processor, PayJunction in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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