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PromptPay

PromptPay

Thai Real-Time Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Free for most transfers vs Custom
Features

0 shared

2 unique to PromptPay · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

1 unique to PromptPay · 18 unique to A-Pay
On region

A-Pay covers 6 regions; PromptPay covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
PromptPay PromptPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Free for most transfers
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2017
2021
Headquarters
Bangkok, Thailand
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Promptpay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

PromptPay is best when you...

Thai Real-Time Payments
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View PromptPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PromptPay
Need High Risk Accepted
Not available with PromptPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East
PromptPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PromptPay and A-Pay?
They share 1 payment method and 1 region. PromptPay adds PromptPay that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that PromptPay does not list; A-Pay also covers Africa, Asia and 3 more; only PromptPay offers Instant Payout, Low Fees.
Which is cheaper, PromptPay or A-Pay?
PromptPay has published rates from Free for most transfers; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PromptPay and A-Pay?
PromptPay lists 1 region and 2 payment methods; A-Pay lists 6 and 19. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PromptPay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, PromptPay does not list one; both support webhooks; PromptPay settles in Instant, A-Pay in 1–2 business days.

Are you PromptPay or A-Pay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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