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PromptPay

PromptPay

Thai Real-Time Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Free for most transfers vs 3-7% all-inclusive
Features

1 shared

1 unique to PromptPay · 1 unique to dLocal
Regions

0 shared

1 unique to PromptPay · 4 unique to dLocal
Pay methods

1 shared

1 unique to PromptPay · 9 unique to dLocal
On settlement

PromptPay settles in Instant; dLocal settles in 2–7 business days. Verify directly with each provider before signing.

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3 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
PromptPay PromptPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Free for most transfers
3-7% all-inclusive
Settlement
Time to receive funds
Instant
2–7 business days
Founded
2017
2016
Headquarters
Bangkok, Thailand
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 2)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Promptpay Unique
✓
—
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

PromptPay is best when you...

Thai Real-Time Payments
Need Low Fees
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View PromptPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PromptPay
Want coverage in Africa, Asia, Latin America, Middle East
PromptPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PromptPay and dLocal?
They share 1 payment method and 0 regions. PromptPay adds PromptPay that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that PromptPay does not list; PromptPay also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, PromptPay or dLocal?
PromptPay has published rates from Free for most transfers; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PromptPay and dLocal?
PromptPay lists 1 region and 2 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PromptPay and dLocal compare on integration and settlement?
dLocal offers a sandbox, PromptPay does not list one; both support webhooks; PromptPay settles in Instant, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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