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PromptPay

PromptPay

Thai Real-Time Payments

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
Free for most transfers vs 0.99%–2.69%
Features

1 shared

1 unique to PromptPay · 7 unique to Paypercut
Regions

0 shared

1 unique to PromptPay · 1 unique to Paypercut
Pay methods

0 shared

2 unique to PromptPay · 11 unique to Paypercut

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Show full specs
9 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
PromptPay PromptPay
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
Free for most transfers
0.99%–2.69%
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2017
2025
Headquarters
Bangkok, Thailand
—
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 2)
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 2)
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Payment Link Unique
—
✓
Promptpay Unique
✓
—
Qr Code Unique
—
✓
Visa Unique
—
✓
Regions
Europe Unique
—
✓
Southeast Asia Unique
✓
—

PromptPay is best when you...

Thai Real-Time Payments
Need Instant Payout
Not available with Paypercut
Want coverage in Southeast Asia
Paypercut doesn't cover this region
View PromptPay

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with PromptPay
Need Marketplace Support
Not available with PromptPay
Want coverage in Europe
PromptPay doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between PromptPay and Paypercut?
They share 0 payment methods and 0 regions. PromptPay adds Bank Transfer, PromptPay that Paypercut does not list; Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 8 more that PromptPay does not list; PromptPay also covers Southeast Asia; Paypercut also covers Europe.
Which is cheaper, PromptPay or Paypercut?
PromptPay has published rates from Free for most transfers; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PromptPay and Paypercut?
PromptPay lists 1 region and 2 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PromptPay and Paypercut compare on integration and settlement?
PromptPay supports webhooks; PromptPay settles in Instant, Paypercut in 1–2 business days.

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