QRIS

QRIS

Indonesian QR Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
MDR 0.7% for merchants vs 3-7% all-inclusive
Features

1 shared

1 unique to QRIS · 1 unique to dLocal
Regions

0 shared

1 unique to QRIS · 4 unique to dLocal
Pay methods

1 shared

2 unique to QRIS · 9 unique to dLocal

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Show full specs
3 features · 12 payment methods · 5 regions. We don't rank these — they're here for reference.
QRIS QRIS
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
MDR 0.7% for merchants
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2019
2016
Headquarters
Jakarta, Indonesia
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

QRIS is best when you...

Indonesian QR Payments
Need Low Fees
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View QRIS

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with QRIS
Want coverage in Africa, Asia, Latin America, Middle East
QRIS doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between QRIS and dLocal?
They share 1 payment method and 0 regions. QRIS adds Mobile Wallet, QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that QRIS does not list; QRIS also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, QRIS or dLocal?
QRIS has published rates from MDR 0.7% for merchants; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use QRIS and dLocal?
QRIS lists 1 region and 3 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do QRIS and dLocal compare on integration and settlement?
dLocal offers a sandbox, QRIS does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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