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QuickBooks Payments

QuickBooks Payments

QuickBooks Integrated Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.9% + $0.25 card; 1% ACH vs Custom
Features

1 shared

1 unique to QuickBooks Payments · 4 unique to A-Pay
Regions

0 shared

1 unique to QuickBooks Payments · 6 unique to A-Pay
Pay methods

4 shared

2 unique to QuickBooks Payments · 15 unique to A-Pay

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
QuickBooks Payments QuickBooks Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.25 card; 1% ACH
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2000
2021
Headquarters
Mountain View, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Venmo Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

QuickBooks Payments is best when you...

QuickBooks Integrated Payments
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View QuickBooks Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with QuickBooks Payments
Need High Risk Accepted
Not available with QuickBooks Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
QuickBooks Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between QuickBooks Payments and A-Pay?
They share 4 payment methods and 0 regions. QuickBooks Payments adds Debit Card, Venmo that A-Pay does not list; A-Pay adds Alipay, Amex, Bank Transfer and 12 more that QuickBooks Payments does not list; QuickBooks Payments also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, QuickBooks Payments or A-Pay?
QuickBooks Payments has published rates from 2.9% + $0.25 card; 1% ACH; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use QuickBooks Payments and A-Pay?
QuickBooks Payments lists 1 region and 6 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do QuickBooks Payments and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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