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Railsbank

Railsbank

Global BaaS Platform

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Custom vs Custom
Features

0 shared

1 unique to Railsbank · 1 unique to FIS
Regions

3 shared

3 unique to FIS
Pay methods

0 shared

4 unique to Railsbank · 14 unique to FIS
On payment methods

FIS supports 14 payment methods, 10 more than Railsbank. Verify directly with each provider before signing.

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2 features · 18 payment methods · 6 regions. We don't rank these — they're here for reference.
Railsbank Railsbank
FIS FIS
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2016
1968
Headquarters
London, United Kingdom
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 4)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
FIS leads (6 vs 3)
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Railsbank is best when you...

Global BaaS Platform
Need Startup Friendly
Not available with FIS
View Railsbank

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Railsbank
Want coverage in Latin America, Oceania, Southeast Asia
Railsbank doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Railsbank and FIS?
They share 0 payment methods and 3 regions. Railsbank adds Faster Payments, SEPA, SWIFT and 1 more that FIS does not list; FIS adds ACH, Amex, Apple Pay and 11 more that Railsbank does not list; FIS also covers Latin America, Oceania and 1 more; only Railsbank offers Startup Friendly.
Which is cheaper, Railsbank or FIS?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Railsbank and FIS?
Railsbank lists 3 regions and 4 payment methods; FIS lists 6 and 14. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Railsbank and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; Railsbank settles in 1–2 business days, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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