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Rainforest Pay

Rainforest Pay

Modern PayFac Platform

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Interchange + markup vs Custom
Features

0 shared

2 unique to Rainforest Pay · 1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

4 shared

10 unique to FIS
On payment methods

FIS supports 14 payment methods, 10 more than Rainforest Pay. Verify directly with each provider before signing.

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3 features · 14 payment methods · 6 regions. We don't rank these — they're here for reference.
Rainforest Pay Rainforest Pay
FIS FIS
Quick Facts
Fees
Standard transaction rate
Interchange + markup
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2022
1968
Headquarters
San Francisco, California
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Rainforest Pay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 4)
Ach
✓
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Rainforest Pay is best when you...

Modern PayFac Platform
Need Instant Sandbox
Not available with FIS
Need Startup Friendly
Not available with FIS
View Rainforest Pay

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Rainforest Pay
Want coverage in Asia, Europe, Latin America, Oceania, Southeast Asia
Rainforest Pay doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Rainforest Pay and FIS?
Rainforest Pay is best for Modern PayFac Platform, while FIS is best for Enterprise banking and capital markets technology. Rainforest Pay charges Interchange + markup and FIS charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Rainforest Pay or FIS?
Rainforest Pay charges Interchange + markup while FIS charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Rainforest Pay and FIS together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Rainforest Pay and FIS can complement each other.
How do Rainforest Pay and FIS differ in their focus?
Rainforest Pay is focused on Modern PayFac Platform, while FIS focuses on Enterprise banking and capital markets technology. They serve different market segments with different strengths.

Are you Rainforest Pay or FIS?

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