Rakuten Pay

Rakuten Pay

Japanese Cashless Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
3.24% for merchants vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

0 shared

4 unique to Rakuten Pay · 10 unique to dLocal
On fees

Rakuten Pay publishes 3.24% for merchants from. dLocal publishes 3-7% all-inclusive from. Verify directly with each provider before signing.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
Rakuten Pay Rakuten Pay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
3.24% for merchants
3-7% all-inclusive
Settlement
Time to receive funds
Next business day
2–7 business days
Founded
2018
2016
Headquarters
Tokyo, Japan
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Rakuten Pay is best when you...

Japanese Cashless Payments
View Rakuten Pay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Rakuten Pay
Need Instant Payout
Not available with Rakuten Pay
Want coverage in Africa, Latin America, Middle East
Rakuten Pay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Rakuten Pay and dLocal?
They share 0 payment methods and 1 region. Rakuten Pay adds Contactless, Credit Card, Mobile Wallet and 1 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 7 more that Rakuten Pay does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, Rakuten Pay or dLocal?
Rakuten Pay has published rates from 3.24% for merchants; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Rakuten Pay and dLocal?
Rakuten Pay lists 1 region and 4 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Rakuten Pay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Rakuten Pay settles in Next business day, dLocal in 2–7 business days.

Are you Rakuten Pay or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →