Rakuten Pay

Rakuten Pay

Japanese Cashless Payments

VS

Lakala

Chinese Merchant Acquiring

Lakala
Fees from
3.24% for merchants vs Custom
Features

0 shared

1 unique to Lakala
Regions

1 shared

Pay methods

2 shared

2 unique to Rakuten Pay · 4 unique to Lakala
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 8 payment methods · 1 regions. We don't rank these — they're here for reference.
Rakuten Pay Rakuten Pay
Lakala Lakala
Quick Facts
Fees
Standard transaction rate
3.24% for merchants
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2018
2005
Headquarters
Tokyo, Japan
Beijing, China
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Lakala leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Lakala leads (6 vs 4)
Alipay Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
—
✓
Mobile Wallet Unique
✓
—
Nfc Unique
—
✓
Qr Code
✓
✓
Wechat Pay Unique
—
✓
Regions
Asia
✓
✓

Rakuten Pay is best when you...

Japanese Cashless Payments
View Rakuten Pay

Lakala is best when you...

Chinese Merchant Acquiring
Need Enterprise
Not available with Rakuten Pay
View Lakala

Frequently Asked Questions

What is the difference between Rakuten Pay and Lakala?
They share 2 payment methods and 1 region. Rakuten Pay adds Contactless, Mobile Wallet that Lakala does not list; Lakala adds Alipay, Debit Card, NFC and 1 more that Rakuten Pay does not list; only Lakala offers Enterprise.
Which is cheaper, Rakuten Pay or Lakala?
Rakuten Pay has published rates from 3.24% for merchants; Lakala has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Rakuten Pay and Lakala?
Rakuten Pay lists 1 region and 4 payment methods; Lakala lists 1 and 6. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Rakuten Pay and Lakala compare on integration and settlement?
Rakuten Pay offers a sandbox, Lakala does not list one; both support webhooks; Rakuten Pay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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