Rakuten Pay

Rakuten Pay

Japanese Cashless Payments

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
3.24% for merchants vs 0.99%–2.69%
Features

0 shared

8 unique to Paypercut
Regions

0 shared

1 unique to Rakuten Pay · 1 unique to Paypercut
Pay methods

2 shared

2 unique to Rakuten Pay · 9 unique to Paypercut
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Rakuten Pay Rakuten Pay
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
3.24% for merchants
0.99%–2.69%
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2018
2025
Headquarters
Tokyo, Japan
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 0)
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 4)
Apple Pay Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Qr Code
✓
✓
Visa Unique
—
✓
Regions
Asia Unique
✓
—
Europe Unique
—
✓

Rakuten Pay is best when you...

Japanese Cashless Payments
Want coverage in Asia
Paypercut doesn't cover this region
View Rakuten Pay

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Rakuten Pay
Need Low Fees
Not available with Rakuten Pay
Want coverage in Europe
Rakuten Pay doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between Rakuten Pay and Paypercut?
They share 2 payment methods and 0 regions. Rakuten Pay adds Contactless, Mobile Wallet that Paypercut does not list; Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 6 more that Rakuten Pay does not list; Rakuten Pay also covers Asia; Paypercut also covers Europe.
Which is cheaper, Rakuten Pay or Paypercut?
Rakuten Pay has published rates from 3.24% for merchants; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Rakuten Pay and Paypercut?
Rakuten Pay lists 1 region and 4 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Rakuten Pay and Paypercut compare on integration and settlement?
Rakuten Pay offers a sandbox, Paypercut does not list one; Rakuten Pay supports webhooks; Rakuten Pay settles in Next business day, Paypercut in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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