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Ramp

Ramp

Corporate Finance Automation

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Free core platform vs Custom
Features

0 shared

2 unique to Ramp · 1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

3 shared

1 unique to Ramp · 11 unique to FIS
On settlement

Ramp settles in 1–2 business days; FIS settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 15 payment methods · 6 regions. We don't rank these — they're here for reference.
Ramp Ramp
FIS FIS
Quick Facts
Fees
Standard transaction rate
Free core platform
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2019
1968
Headquarters
New York, New York
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Ramp leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 4)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Ramp is best when you...

Corporate Finance Automation
Need Low Fees
Not available with FIS
Need Startup Friendly
Not available with FIS
View Ramp

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Ramp
Want coverage in Asia, Europe, Latin America, Oceania, Southeast Asia
Ramp doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Ramp and FIS?
They share 3 payment methods and 1 region. Ramp adds Wire Transfer that FIS does not list; FIS adds Amex, Apple Pay, Contactless and 8 more that Ramp does not list; FIS also covers Asia, Europe and 3 more; only Ramp offers Low Fees, Startup Friendly.
Which is cheaper, Ramp or FIS?
Ramp has published rates from Free core platform; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ramp and FIS?
Ramp lists 1 region and 4 payment methods; FIS lists 6 and 14. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ramp and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; Ramp settles in 1–2 business days, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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