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Rapyd

Rapyd

Fintech Infrastructure

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

2 unique to Rapyd · 4 unique to A-Pay
Regions

4 shared

1 unique to Rapyd · 2 unique to A-Pay
Pay methods

4 shared

3 unique to Rapyd · 15 unique to A-Pay
On region

A-Pay covers 6 regions; Rapyd covers 5. Verify directly with each provider before signing.

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Show full specs
7 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Rapyd Rapyd
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Varies by country and payment method
1–2 business days
Founded
2015
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Payment Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Rapyd is best when you...

Fintech Infrastructure
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Rapyd

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need High Risk Accepted
Not available with Rapyd
Need Instant Sandbox
Not available with Rapyd
Want coverage in Middle East, Southeast Asia
Rapyd doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Rapyd and A-Pay?
They share 4 payment methods and 4 regions. Rapyd adds Cash Payment, Digital Wallet, Stablecoin that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 12 more that Rapyd does not list; Rapyd also covers North America; A-Pay also covers Middle East, Southeast Asia.
Which is cheaper, Rapyd or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Rapyd and A-Pay?
Rapyd lists 5 regions and 7 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Rapyd and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Rapyd settles in Varies by country and payment method, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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