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Rapyd logo

Rapyd

Fintech Infrastructure

A comprehensive fintech-as-a-service platform offering payments, payouts, and card issuing across 190+ countries. Rapyd provides access to 900+ payment methods through a single API, enabling businesses to embed financial services without building infrastructure from scratch. Well-suited for marketplaces, gig platforms, and global businesses needing unified payment capabilities.

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VS
ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Rapyd

Contact for pricing

ACI Worldwide

Contact for pricing

Category
Rapyd
traditional
ACI Worldwide
traditional
Available Regions
Rapyd
North AmericaEuropeAsiaLatin AmericaAfrica
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Key Features
Rapyd
Instant Payments
Enterprise
ACI Worldwide
Enterprise
Instant Payments
SDKs & Libraries
Rapyd

6 Available

ACI Worldwide

3 Available

Payment Methods
Rapyd

8 Supported

ACI Worldwide

22 Supported

Common Ground

Shared Regions

North AmericaEuropeAsiaLatin AmericaAfrica

Shared Features

Instant PaymentsEnterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if your business operates in Oceania. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between Rapyd and ACI Worldwide?

Rapyd is best for fintech infrastructure, while ACI Worldwide is best for real-time payments. Rapyd charges Contact for pricing and ACI Worldwide charges Contact for pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Rapyd or ACI Worldwide?

Rapyd charges Contact for pricing while ACI Worldwide charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Rapyd and ACI Worldwide together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Rapyd and ACI Worldwide can complement each other depending on your needs.