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Rapyd

Rapyd

Fintech Infrastructure

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

1 unique to Rapyd · 2 unique to Checkout.com
Regions

5 shared

3 unique to Checkout.com
Pay methods

3 shared

4 unique to Rapyd · 32 unique to Checkout.com
On settlement

Rapyd settles in Varies by country and payment method; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Rapyd Rapyd
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Varies by country and payment method
1–3 business days
Founded
2015
2012
Headquarters
London, United Kingdom
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Cash Payment Unique
✓
—
Dana Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Rapyd is best when you...

Fintech Infrastructure
Need Crypto Support
Not available with Checkout.com
View Rapyd

Checkout.com is best when you...

Global Performance
Need Instant Sandbox
Not available with Rapyd
Need Recurring Payments
Not available with Rapyd
Want coverage in Middle East, Oceania, Southeast Asia
Rapyd doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Rapyd and Checkout.com?
They share 3 payment methods and 5 regions. Rapyd adds Bank Transfer, Cash Payment, Digital Wallet and 1 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Apple Pay and 29 more that Rapyd does not list; Checkout.com also covers Middle East, Oceania and 1 more; only Rapyd offers Crypto Support.
Which is cheaper, Rapyd or Checkout.com?
Rapyd has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Rapyd and Checkout.com?
Rapyd lists 5 regions and 7 payment methods; Checkout.com lists 8 and 35. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Rapyd and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Rapyd settles in Varies by country and payment method, Checkout.com in 1–3 business days.

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