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Razorpay

Razorpay

Indian Startups

VS

2C2P

Southeast Asian payments

2C2P
Fees from
2% + GST vs Custom
Features

1 shared

3 unique to Razorpay · 1 unique to 2C2P
Regions

1 shared

1 unique to 2C2P
Pay methods

7 shared

4 unique to Razorpay · 8 unique to 2C2P

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Show full specs
5 features · 19 payment methods · 2 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
2C2P 2C2P
Quick Facts
Fees
Standard transaction rate
2% + GST
Custom
Settlement
Time to receive funds
Instant to 3 business days
2–7 business days
Founded
2014
2003
Headquarters
Bangalore, India
Singapore
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
2C2P leads (15 vs 11)
Alipay Unique
—
✓
Amex
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Digital Wallet
✓
✓
Diners
✓
✓
Gcash Unique
—
✓
Google Pay Unique
✓
—
Grabpay Unique
—
✓
Jcb Unique
—
✓
Line Pay Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Rupay
✓
✓
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
2C2P leads (2 vs 1)
Asia
✓
✓
Southeast Asia Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Payout
Not available with 2C2P
Need Instant Sandbox
Not available with 2C2P
View Razorpay

2C2P is best when you...

Southeast Asian payments
Need Enterprise
Not available with Razorpay
Want coverage in Southeast Asia
Razorpay doesn't cover this region
View 2C2P

Frequently Asked Questions

What is the difference between Razorpay and 2C2P?
They share 7 payment methods and 1 region. Razorpay adds Buy Now Pay Later, Google Pay, Mobile Wallet and 1 more that 2C2P does not list; 2C2P adds Alipay, GCash, GrabPay and 5 more that Razorpay does not list; 2C2P also covers Southeast Asia; only Razorpay offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, Razorpay or 2C2P?
Razorpay has published rates from 2% + GST; 2C2P has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and 2C2P?
Razorpay lists 1 region and 11 payment methods; 2C2P lists 2 and 15. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and 2C2P compare on integration and settlement?
both offer a sandbox; both support webhooks; Razorpay settles in Instant to 3 business days, 2C2P in 2–7 business days.

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