Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Razorpay

Razorpay

Indian Startups

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2% + GST vs Custom
Features

3 shared

1 unique to Razorpay · 2 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

6 shared

5 unique to Razorpay · 13 unique to A-Pay
On region

A-Pay covers 6 regions; Razorpay covers 1. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2% + GST
Custom
Settlement
Time to receive funds
Instant to 3 business days
1–2 business days
Founded
2014
2021
Headquarters
Bangalore, India
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 11)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Rupay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Payout
Not available with A-Pay
View Razorpay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Razorpay
Need High Risk Accepted
Not available with Razorpay
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Razorpay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Razorpay and A-Pay?
They share 6 payment methods and 1 region. Razorpay adds Buy Now Pay Later, Digital Wallet, Diners Club and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 10 more that Razorpay does not list; A-Pay also covers Africa, Europe and 3 more; only Razorpay offers Instant Payout.
Which is cheaper, Razorpay or A-Pay?
Razorpay has published rates from 2% + GST; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and A-Pay?
Razorpay lists 1 region and 11 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Razorpay settles in Instant to 3 business days, A-Pay in 1–2 business days.

Are you Razorpay or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →