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Razorpay

Razorpay

Indian Startups

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
2% + GST vs 2-3%
Features

1 shared

3 unique to Razorpay · 2 unique to AsiaPay
Regions

1 shared

2 unique to AsiaPay
Pay methods

11 shared

15 unique to AsiaPay

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6 features · 26 payment methods · 3 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
2% + GST
2-3%
Settlement
Time to receive funds
Instant to 3 business days
2–5 business days
Founded
2014
2000
Headquarters
Bangalore, India
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 11)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl
✓
✓
Crypto Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners
✓
✓
Discover Unique
—
✓
Faster Payments Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Wallet
✓
✓
Paynow Unique
—
✓
Promptpay Unique
—
✓
Qr Code Unique
—
✓
Rupay
✓
✓
Unionpay Unique
—
✓
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
AsiaPay leads (3 vs 1)
Asia
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Payout
Not available with AsiaPay
Need Instant Sandbox
Not available with AsiaPay
View Razorpay

AsiaPay is best when you...

Pan-Asian payments
Need Crypto Support
Not available with Razorpay
Need Enterprise
Not available with Razorpay
Want coverage in Oceania, Southeast Asia
Razorpay doesn't cover these regions
View AsiaPay

Frequently Asked Questions

What is the difference between Razorpay and AsiaPay?
They share 11 payment methods and 1 region. AsiaPay adds Alipay, Apple Pay, Crypto and 12 more that Razorpay does not list; AsiaPay also covers Oceania, Southeast Asia; only Razorpay offers Instant Payout, Instant Sandbox and 1 more; only AsiaPay offers Crypto Support, Enterprise.
Which is cheaper, Razorpay or AsiaPay?
Razorpay has published rates from 2% + GST; AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and AsiaPay?
Razorpay lists 1 region and 11 payment methods; AsiaPay lists 3 and 26. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and AsiaPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Razorpay settles in Instant to 3 business days, AsiaPay in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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