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Razorpay

Razorpay

Indian Startups

VS

Cashfree Payments

Indian Payment Platform

Cashfree Payments
Fees from
2% + GST vs 1.90% per transaction
Features

3 shared

1 unique to Razorpay
Regions

1 shared

Pay methods

5 shared

6 unique to Razorpay · 3 unique to Cashfree Payments
On payment methods

Razorpay supports 11 payment methods, 3 more than Cashfree Payments. Verify directly with each provider before signing.

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Show full specs
4 features · 14 payment methods · 1 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
Cashfree Payments Cashfree Payments
Quick Facts
Fees
Standard transaction rate
2% + GST
1.90% per transaction
Settlement
Time to receive funds
Instant to 3 business days
2 business days
Founded
2014
2015
Headquarters
Bangalore, India
Bangalore, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 3)
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Razorpay leads (11 vs 8)
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
✓
—
Google Pay Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
✓
—
Rupay
✓
✓
Upi
✓
✓
Visa Unique
✓
—
Regions
Asia
✓
✓

Razorpay is best when you...

Indian Startups
Need Recurring Payments
Not available with Cashfree Payments
View Razorpay

Cashfree Payments is best when you...

Indian Payment Platform
View Cashfree Payments

Frequently Asked Questions

What is the difference between Razorpay and Cashfree Payments?
They share 5 payment methods and 1 region. Razorpay adds Amex, Diners Club, Google Pay and 3 more that Cashfree Payments does not list; Cashfree Payments adds Apple Pay, Credit Card, Debit Card that Razorpay does not list; only Razorpay offers Recurring Payments.
Which is cheaper, Razorpay or Cashfree Payments?
Razorpay has published rates from 2% + GST; Cashfree Payments has published rates from 1.90% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and Cashfree Payments?
Razorpay lists 1 region and 11 payment methods; Cashfree Payments lists 1 and 8. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and Cashfree Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Razorpay settles in Instant to 3 business days, Cashfree Payments in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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