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Razorpay

Razorpay

Indian Startups

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
2% + GST vs 0.99%–2.69%
Features

3 shared

1 unique to Razorpay · 5 unique to Paypercut
Regions

0 shared

1 unique to Razorpay · 1 unique to Paypercut
Pay methods

4 shared

7 unique to Razorpay · 7 unique to Paypercut
On settlement

Razorpay settles in Instant to 3 business days; Paypercut settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
9 features · 18 payment methods · 2 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
2% + GST
0.99%–2.69%
Settlement
Time to receive funds
Instant to 3 business days
1–2 business days
Founded
2014
2025
Headquarters
Bangalore, India
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 4)
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Bnpl
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Google Pay
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Rupay Unique
✓
—
Upi Unique
✓
—
Visa
✓
✓
Regions
Asia Unique
✓
—
Europe Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Payout
Not available with Paypercut
Want coverage in Asia
Paypercut doesn't cover this region
View Razorpay

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Low Fees
Not available with Razorpay
Need Marketplace Support
Not available with Razorpay
Want coverage in Europe
Razorpay doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between Razorpay and Paypercut?
They share 4 payment methods and 0 regions. Razorpay adds Amex, Bank Transfer, Digital Wallet and 4 more that Paypercut does not list; Paypercut adds Apple Pay, BLIK, Credit Card and 4 more that Razorpay does not list; Razorpay also covers Asia; Paypercut also covers Europe.
Which is cheaper, Razorpay or Paypercut?
Razorpay has published rates from 2% + GST; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and Paypercut?
Razorpay lists 1 region and 11 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and Paypercut compare on integration and settlement?
Razorpay offers a sandbox, Paypercut does not list one; Razorpay supports webhooks; Razorpay settles in Instant to 3 business days, Paypercut in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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